I thought this already existed.  My insurance company asks how many miles/year I drive, and it affects my rates. 
-----Original Message-----
From: ec-bounces@osenergy.org [mailto:ec-bounces@osenergy.org]On Behalf Of Jim Sconyers
Sent: Tuesday, November 18, 2008 12:26 PM
To: ec@osenergy.org
Subject: [EC] Fw: Texas Environmentalists Praise By-the-Mile Auto InsuranceOption - Innovative Insurance Policy Reduces Premiums,Congestion and Air Pollution


 
Jim Sconyers
jim_scon@yahoo.com
603.969.6712

Remember: Mother Nature bats last.


----- Forwarded Message ----
From: Ned Ford <Ned.Ford@FUSE.NET>
To: CONS-SPST-GLOBALWARM-CHAIRS@LISTS.SIERRACLUB.ORG
Sent: Tuesday, November 18, 2008 12:20:52 PM
Subject: Texas Environmentalists Praise By-the-Mile Auto Insurance Option - Innovative Insurance Policy Reduces Premiums, Congestion and Air Pollution

Hi Folks,

This is something that some of you may be able to pick up and run with.  It's a very important subtle way to shift rewards to less driving. 

Consumer activists should support this, but they may need some hand-holding to understand why it is valuable.  Overcomes regressive insurance practices, incentivizes less driving, all the benefits of reduced driving.  This has the same effect a carbon tax would.  Pay at the Pump insurance would be better, but maybe this is a step in that direction.

- Ned



From: PTI Sustainability Members List
To: SUSTAINABILITY@DISCUSSIONS.PTI.ORG
Sent: Mon Nov 17 12:55:01 2008
Subject: Texas Environmentalists Praise By-the-Mile Auto Insurance Option - Innovative Insurance Policy Reduces Premiums, Congestion and Air Pollution:

Dear Council members:

 

Interesting idea.......................

 

Texas Environmentalists Praise By-the-Mile Auto Insurance Option - Innovative Insurance Policy Reduces Premiums, Congestion and Air Pollution:

 

Environmental Defense Fund, November 12, 2008

 

http://www.edf.org/pressrelease.cfm?contentID=8801

 

Texans will become the first in the nation to have a “by-the-mile” choice of auto insurance that gives drivers the opportunity to save money while also protecting the environment. MileMeter recently launched a pay-as-you-drive (PAYD) insurance program that will reward low-mileage drivers with lower premiums than traditional, flat-rate insurance. A Brookings Institution report released in July estimates that if PAYD were offered to all drivers, it would save two-out-of-three households an average of $270 per car, result in an 8 percent decline in driving, reduce driving-related damages by $50 billion to $60 billion, and cut carbon dioxide emissions and oil consumption.

 

Thanks,

 

Ronda

 

 

Ronda Mosley
Senior Director for Research and Government Services
937 667 4142
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